Joseph Contijoch is a retired Managing Director within PwC’s Process Assurance/Risk Assurance practice focusing on Global Risk, Governance, and Compliance. His expertise includes a multi-disciplinary risk and controls knowledge in a diverse series of processes within manufacturing, finance, banking, and brokerage operations as they relate to their regulatory framework, as well as within the areas of Information and Cyber security, risk management, and governance. Prior to joining PwC, Joe worked for various Fortune 100 companies in the Banking, Brokerage, and Manufacturing industries.